criticalDEP-001

Century Communities: Deposit Forfeiture

Contract clause analysis

How Century Communities Uses This Clause

Century Communities purchase agreements have been documented to include deposit forfeiture / earnest money trap provisions. Like other production builders, Century Communities contracts may allow the builder to retain the earnest money deposit as liquidated damages if the buyer fails to close. Buyers should verify refund conditions and whether builder-caused delays or defects trigger any deposit protections.

This provision typically appears within the purchase agreement alongside other terms that may limit buyer remedies. Because Century Communities operates across multiple states, the enforceability and practical impact of this clause varies depending on where the home is located.

Century Communities's scale means contract templates are largely standardized across its operations. A clause identified in one market's contract is likely present in other markets' contracts, though local addenda may modify the terms.

Builder-Specific Details

Combined with Mandatory Arbitration

Deposit disputes must go through arbitration, where the cost may approach or exceed the deposit itself.

Standardized Across Markets

Century Communities's scale means contract templates are largely standardized across its operations. This clause identified in one state's contract is likely present in other states' contracts, though local addenda may modify the terms.

Standard Form Contract

This clause appears in Century Communities's standard purchase agreement, which is generally presented on a take-it-or-leave-it basis. Buyers typically have limited ability to negotiate individual terms, though making the request in writing is still advisable.

State-by-State Enforceability

Enforceability of this clause varies by state. The following reflects Century Communities's operating states.

StateStatusNote
TexasLikely EnforceableDeposit forfeiture clauses in new construction contracts are generally enforceable in Texas when...
ColoradoLikely EnforceableColorado courts enforce liquidated damages clauses, including deposit forfeiture provisions, when...
CaliforniaLikely EnforceableCalifornia has one of the most detailed statutory frameworks governing liquidated damages in...
ArizonaLikely EnforceableArizona courts enforce deposit forfeiture clauses as liquidated damages when the amount is...
NevadaLikely EnforceableNevada courts enforce liquidated damages provisions when the amount is reasonable relative to...
FloridaLikely EnforceableFlorida courts generally enforce deposit forfeiture provisions in new construction contracts when...
GeorgiaLikely EnforceableGeorgia courts enforce liquidated damages provisions when the amount is a reasonable pre-estimate of...
North CarolinaLikely EnforceableNorth Carolina courts enforce liquidated damages provisions, including deposit forfeiture in new...
South CarolinaLikely EnforceableSouth Carolina courts enforce liquidated damages provisions in real estate contracts when the amount...
TennesseeLikely EnforceableTennessee courts enforce liquidated damages provisions when the amount is reasonable in proportion...
UtahLikely EnforceableUtah courts enforce liquidated damages provisions when the amount is a reasonable pre-estimate of...
WashingtonLikely EnforceableWashington courts enforce liquidated damages provisions when the amount is reasonable relative to...
OregonLikely EnforceableOregon courts enforce liquidated damages provisions when the amount is reasonable in relation to...
IndianaLikely EnforceableIndiana courts enforce liquidated damages provisions when the amount is a reasonable estimate of...
OhioLikely EnforceableOhio courts enforce liquidated damages provisions when the amount is reasonable and the damages were...
VirginiaLikely EnforceableVirginia courts enforce liquidated damages provisions in real estate contracts when the amount bears...
IdahoLikely EnforceableIdaho courts enforce liquidated damages provisions when the amount is a reasonable estimate of...
AlabamaLikely EnforceableAlabama courts enforce liquidated damages provisions when the amount is reasonable relative to the...

Related Clauses in Century Communities Contracts

This clause often works in combination with other provisions in Century Communities's purchase agreements.

ARB-001Mandatory Arbitration

Deposit disputes must go through arbitration, where the cost may approach or exceed the deposit itself.

LEN-001Preferred Lender

Incentives tied to using the preferred lender may be lost if the buyer switches lenders, and the deposit terms may reflect this.

CLO-001Closing Penalty

Closing penalties can create pressure to close quickly, and failure to close may trigger deposit forfeiture.

What Buyers Can Do

  • Understand exactly when your deposit becomes non-refundable. The contract may specify triggers that make the deposit non-refundable before you expect. Read the forfeiture conditions carefully.
  • Know the cancellation provisions. Review what happens to your earnest money if you need to cancel. Century Communities's contract may allow deposit retention even in circumstances beyond your control.
  • Have the full contract scanned before signing. This clause is often one of several interconnected provisions in Century Communities contracts that collectively limit buyer remedies. A contract scan can identify all of them.
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This article is for informational and educational purposes only. It does not constitute legal advice. Consult a licensed attorney in your state before making legal decisions.