Which clause patterns have been documented in each builder's purchase agreements. Based on public court records, investigative reporting, and contract analysis.
The presence of a clause pattern does not mean it appears in every contract from that builder. Contract terms vary by state, community, and individual transaction.
| Clause Category | D.R. Horton DHI | Lennar LEN | LGI Homes LGIH | Toll Brothers TOL | NVR / Ryan Homes NVR | Meritage Homes MTH | KB Home KBH |
|---|---|---|---|---|---|---|---|
| criticalImplied Warranty of Habitability Waiver | — | — | |||||
| criticalMandatory Binding Arbitration | |||||||
| criticalClass Action Lawsuit Waiver | |||||||
| criticalDeposit Forfeiture Clause | |||||||
| criticalLimitation of Liability / No Monetary Damages | — | — | — | — | — | — | |
| criticalMonthly Payment Suppression / Hidden Costs | — | — | — | — | — | ||
| highDaily Closing Penalty | |||||||
| highPunch List Limitation | — | — | — | — | — | ||
| highIndependent Inspection Restriction | — | — | |||||
| highMaterial Substitution at Builder's Discretion | |||||||
| highRestrictive Limited Warranty Exclusions | |||||||
| highCertificate of Occupancy Irrelevance | — | — | — | — | — | ||
| highSole Remedy / Exclusive Remedy Clause | — | ||||||
| mediumWarranty Voiding / Access Requirements | — | — | — | — | |||
| mediumSubstantial Completion / 'Good Enough' Standard | — | — | — | — | — | — | |
| mediumBuilder's Right to Unilateral Modification | — | — | — | ||||
| mediumShortened Statute of Limitations | — | — | — | — | — | — | |
| mediumBuilder's Preferred Lender Lock-In | |||||||
| mediumBuilder-Controlled HOA |
This comparison is based on publicly available information including court filings, SEC disclosures, and investigative reporting. It is updated periodically as new information becomes available.
Choosing between builders? See how their contracts and legal histories compare.
Have a contract from any of these builders? Get a personalized analysis.
Scan Your Contract — $49