Maronda Homes and M/I Homes are both national homebuilders that compete in multiple U.S. markets. Buyers in states where both builders operate — including Florida, Ohio, Pennsylvania, Georgia — may find themselves comparing the two when choosing a new construction home.
Both builders use standardized purchase agreements that contain clauses affecting buyer rights and remedies. This comparison examines documented contract patterns, legal history, and key differences based on publicly available information.
The presence of a contract clause does not mean it appears in every agreement from that builder. Contract terms may vary by state, community, and transaction. This comparison is intended to help buyers ask informed questions, not to recommend one builder over the other.
At a Glance
Maronda Homes
M/I Homes
Market Position
Regional homebuilder in the Southeast and Midwest
National homebuilder focused on single-family homes
Ticker
Private
NYSE: MHO
Headquarters
New Albany, Ohio
Columbus, Ohio
Affiliated Lender
No captive lender
M/I Financial
Documented Clauses
14
14
Documented Cases
5
10
Contract Clause Comparison
The following comparison shows documented contract patterns for each builder. A check mark indicates the clause type has been documented; it does not mean it appears in every contract.
Both Maronda Homes and M/I Homes include restrictive limited warranty language in their documented contract patterns. Buyers considering either builder should be aware that this clause type has been identified in purchase agreements from both companies.
Both Maronda Homes and M/I Homes include warranty voiding conditions language in their documented contract patterns. Buyers considering either builder should be aware that this clause type has been identified in purchase agreements from both companies.
Both Maronda Homes and M/I Homes include material substitution without consent language in their documented contract patterns. Buyers considering either builder should be aware that this clause type has been identified in purchase agreements from both companies.
Both Maronda Homes and M/I Homes include daily closing penalty language in their documented contract patterns. Buyers considering either builder should be aware that this clause type has been identified in purchase agreements from both companies.
Both Maronda Homes and M/I Homes include preferred lender steering / incentive lock language in their documented contract patterns. Buyers considering either builder should be aware that this clause type has been identified in purchase agreements from both companies.
Both Maronda Homes and M/I Homes include independent inspection restriction language in their documented contract patterns. Buyers considering either builder should be aware that this clause type has been identified in purchase agreements from both companies.
Both Maronda Homes and M/I Homes include punch list / post-closing repair limitation language in their documented contract patterns. Buyers considering either builder should be aware that this clause type has been identified in purchase agreements from both companies.
Both Maronda Homes and M/I Homes include certificate of occupancy override language in their documented contract patterns. Buyers considering either builder should be aware that this clause type has been identified in purchase agreements from both companies.
Both Maronda Homes and M/I Homes include mandatory binding arbitration language in their documented contract patterns. Buyers considering either builder should be aware that this clause type has been identified in purchase agreements from both companies.
Both Maronda Homes and M/I Homes include class action lawsuit waiver language in their documented contract patterns. Buyers considering either builder should be aware that this clause type has been identified in purchase agreements from both companies.
Both Maronda Homes and M/I Homes include deposit forfeiture / earnest money trap language in their documented contract patterns. Buyers considering either builder should be aware that this clause type has been identified in purchase agreements from both companies.
Both Maronda Homes and M/I Homes include implied warranty of habitability waiver language in their documented contract patterns. Buyers considering either builder should be aware that this clause type has been identified in purchase agreements from both companies.
Both Maronda Homes and M/I Homes include limitation of liability / no monetary damages language in their documented contract patterns. Buyers considering either builder should be aware that this clause type has been identified in purchase agreements from both companies.
Both Maronda Homes and M/I Homes include monthly payment suppression / hidden costs language in their documented contract patterns. Buyers considering either builder should be aware that this clause type has been identified in purchase agreements from both companies.
Legal History Comparison
Both builders have documented litigation histories. Maronda Homes has 5 documented cases and investigations; M/I Homes has 10. The nature and focus of litigation differs between the two builders.
Maronda Homes
Maronda Homes v. Lakeview Reserve HOA — implied warranty case (Florida Supreme Court)
Cosner v. Maronda Homes — construction defect suit
Anderson v. Maronda Homes of Florida — consumer protection claims
OSHA citations for workplace safety violations
M/I Homes
Multiple Florida construction defect suits (Sanford, Jones, Jenkins, and others)
Acuity v. M/I Homes of Chicago — insurance coverage dispute
Multiple stucco-related litigation in Tampa
Pattern of individual buyer lawsuits in Florida and Ohio
Both Maronda Homes and M/I Homes have faced litigation related to construction practices and contract terms. Buyers should review the full builder profiles for detailed case information and consider how each builder's legal history may reflect patterns relevant to current purchase agreements.
Maronda Homes is positioned as regional homebuilder in the southeast and midwest. M/I Homes is positioned as national homebuilder focused on single-family homes.
Affiliated Lender
Maronda Homes uses No captive lender as its affiliated lender. M/I Homes uses M/I Financial. Both builders offer incentives to use their affiliated lenders, which may affect financing terms and closing costs.
Geographic Overlap
Maronda Homes operates in 4 states; M/I Homes operates in 15 states. They share 4 states where buyers may be choosing between the two.
Litigation History
Maronda Homes has 5 documented cases and investigations; M/I Homes has 10. The nature and severity of litigation differs between the two builders — review the legal history section for details.
What Buyers Should Consider
Both contracts require careful review.
Whether you are buying from Maronda Homes or M/I Homes, the purchase agreement contains clauses that may limit your rights. Both builders use standardized contracts that favor the builder.
Check your state's specific protections.
The enforceability of many contract clauses depends on state law. A clause that was struck down in one state may be enforceable in another. Review the state-specific analysis for your location.
Compare affiliated lender terms independently.
Both builders offer incentives to use their affiliated lenders. Get independent quotes from at least two outside lenders before committing, and verify that all quoted payments include taxes, insurance, and HOA fees.
Do not assume one builder's contract is inherently safer.
Both builders use similar clause types. The differences are in specific language and implementation. An independent contract review can identify the specific risks in whichever agreement you are considering.
This article is for informational and educational purposes only. It does not constitute legal advice. Consult a licensed attorney in your state before making legal decisions.