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K. Hovnanian: Warranty Exclusions

Contract clause analysis

How K. Hovnanian Uses This Clause

K. Hovnanian purchase agreements have been documented to include extensive warranty exclusion provisions. The builder's warranty contains extensive exclusion lists that carve out common defect categories such as cosmetic imperfections, drainage issues, and HVAC performance. Many problems that buyers reasonably expect to be covered fall outside the warranty's narrow definitions.

This provision typically appears within the purchase agreement alongside other terms that may limit buyer remedies. Because K. Hovnanian operates across multiple states, the enforceability and practical impact of this clause varies depending on where the home is located.

In states like New Jersey, where K. Hovnanian is headquartered, statutory warranty protections under the New Home Warranty and Builders' Registration Act may provide coverage beyond the builder's contractual warranty. In other states, the express warranty and its exclusions may be the buyer's primary remedy.

Builder-Specific Details

Narrow Coverage Combined with Habitability Waiver

The warranty exclusions work in tandem with the habitability waiver. If the implied warranty is waived, the express warranty with its exclusions becomes the buyer's primary remedy.

Construction Defect History

K. Hovnanian has faced construction defect class actions in New Jersey. Understanding warranty exclusions is important for evaluating what coverage exists for common defect categories.

Standard Form Contract

This clause appears in K. Hovnanian's standard purchase agreement, which is generally presented on a take-it-or-leave-it basis.

Legal History

The following cases involve K. Hovnanian's use of this clause type.

State Warranty Disputes

Various State Courts · Ongoing

Court records document warranty-related disputes in several states where K. Hovnanian operates. These cases generally involve allegations that the builder's warranty program did not adequately address reported construction defects within the warranty period.

State-by-State Enforceability

Enforceability of this clause varies by state. The following reflects K. Hovnanian's operating states.

StateStatusNote
New JerseyUncertainNew Jersey's New Home Warranty and Builders' Registration Act provides statutory warranty protections that may override contractual exclusions. The Act requires a ten-year warranty on major structural defects.
PennsylvaniaUncertainPennsylvania's implied warranty of habitability provides protections that may override some contractual warranty exclusions.
MarylandUncertainMaryland's strong implied warranty protections may override some contractual warranty exclusions. The Maryland Home Builder Registration Act provides additional protections.
VirginiaLikely EnforceableVirginia courts generally enforce express warranty limitations, subject to the implied warranty of habitability which provides a baseline of protection.
DelawareLikely EnforceableDelaware courts generally enforce express warranty limitations, subject to common law implied warranty protections.
GeorgiaLikely EnforceableGeorgia courts generally enforce express warranty limitations. Georgia's limited implied warranty protections mean the contractual warranty may be the buyer's primary remedy.
FloridaUncertainFlorida's implied warranty of habitability and construction defect statutes may provide protections beyond the builder's express warranty exclusions.
South CarolinaUncertainSouth Carolina's strong implied warranty protections may override some contractual warranty exclusions.
TexasLikely EnforceableTexas courts generally enforce express warranty limitations. The RCLA and DTPA may provide alternative remedies for defects excluded from the warranty.
ArizonaUncertainArizona's implied warranty of habitability and the Purchaser Dwelling Act may provide protections beyond the builder's express warranty exclusions.
CaliforniaLikely UnenforceableCalifornia's Right to Repair Act defines construction standards that apply regardless of the builder's warranty exclusions. The Act provides a statutory framework that overrides contractual limitations.
OhioUncertainOhio's implied warranty of habitability may provide protections beyond the builder's express warranty exclusions.
West VirginiaUncertainWest Virginia's implied warranty of habitability may provide protections beyond the builder's express warranty exclusions.

Related Clauses in K. Hovnanian Contracts

This clause often works in combination with other provisions in K. Hovnanian's purchase agreements.

HAB-001Habitability Waiver

The express warranty may be the buyer's only remedy if the habitability waiver is enforced, and warranty exclusions further narrow coverage.

DAM-001Liability Limitation

Narrow warranty coverage combined with a liability cap severely limits the buyer's ability to recover for defects.

INS-001Inspection Restriction

Issues not identified before closing due to inspection restrictions may fall outside warranty coverage due to exclusions.

MAT-001Material Substitution

Substituted materials may have different warranty coverage than the originally specified products.

What Buyers Can Do

  • Read the warranty exclusion list carefully. Review every exclusion in the warranty document. Common exclusions include cosmetic issues, drainage, HVAC performance, and problems attributed to 'normal settling.' Many issues buyers consider defects may be excluded.
  • Check whether your state provides statutory warranty protections. States like New Jersey have statutory warranty requirements that may override the builder's contractual exclusions. Your state's protections exist independently of the purchase agreement.
  • Document all issues during the warranty period. Submit warranty claims in writing and keep copies of all correspondence. Even if the builder denies a claim based on an exclusion, the written record may be important if the issue worsens.
  • Have the full contract scanned before signing. This clause is often one of several interconnected provisions in K. Hovnanian contracts that collectively limit buyer remedies. A contract scan can identify all of them.
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This article is for informational and educational purposes only. It does not constitute legal advice. Consult a licensed attorney in your state before making legal decisions.