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Meritage Homes: Closing Penalty

Contract clause analysis

How Meritage Homes Uses This Clause

Meritage Homes purchase agreements have been documented to include daily closing penalty provisions. If the buyer cannot close by the contractually specified date, the agreement may impose per-day financial penalties. These charges can accumulate even when delays are attributable to the builder's own affiliated lender or title company.

This provision typically appears within the purchase agreement alongside other terms that may limit buyer remedies.

Meritage Homes's scale means contract templates are largely standardized across its operations. A clause identified in one market's contract is likely present in other markets' contracts, though local addenda may modify the terms.

Builder-Specific Details

Combined with Deposit Forfeiture

Together these create dual financial pressure — daily penalties plus potential deposit loss — to force closing.

Standard Form Contract

This clause appears in Meritage Homes's standard purchase agreement, which is generally presented on a take-it-or-leave-it basis. Buyers typically have limited ability to negotiate individual terms, though making the request in writing is still advisable.

State-by-State Enforceability

Enforceability of this clause varies by state. The following reflects Meritage Homes's operating states.

StateStatusNote
TexasLikely EnforceableDaily closing penalty clauses in Texas new construction contracts are generally enforceable when...
ArizonaLikely EnforceableDaily closing penalty clauses are generally enforceable in Arizona when structured as liquidated...
CaliforniaUncertainCalifornia applies heightened scrutiny to liquidated damages provisions in residential real estate...
ColoradoLikely EnforceableColorado courts generally enforce per-diem closing penalty provisions when they qualify as...
FloridaLikely EnforceableDaily closing penalty provisions in Florida new construction contracts are generally enforceable...
GeorgiaLikely EnforceableGeorgia generally enforces per-diem closing penalty provisions when structured as liquidated...
North CarolinaLikely EnforceableDaily closing penalty provisions in North Carolina new construction contracts are generally...
South CarolinaLikely EnforceableDaily closing penalty clauses in South Carolina are generally enforceable as liquidated damages when...
TennesseeLikely EnforceableTennessee courts generally enforce per-diem closing penalty provisions when they qualify as...

Related Clauses in Meritage Homes Contracts

This clause often works in combination with other provisions in Meritage Homes's purchase agreements.

DEP-001Deposit Forfeiture

Together these create dual financial pressure — daily penalties plus potential deposit loss — to force closing.

INS-001Inspection Restriction

Inspection restrictions combined with closing pressure limit the buyer's ability to identify defects before closing.

PUN-001Punch List Limitation

Closing pressure may lead buyers to accept incomplete punch list work rather than risk penalties.

What Buyers Can Do

  • Negotiate the closing timeline. If possible, request a reasonable buffer period rather than a fixed date. Delays caused by the builder's own processes should not trigger buyer penalties.
  • Understand the per-day penalty amount. Calculate the total exposure if closing is delayed by a week or more. Daily penalties can add up to significant sums quickly.
  • Have the full contract scanned before signing. This clause is often one of several interconnected provisions in Meritage Homes contracts that collectively limit buyer remedies. A contract scan can identify all of them.
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This article is for informational and educational purposes only. It does not constitute legal advice. Consult a licensed attorney in your state before making legal decisions.