highCOC-001

Mattamy Homes: Certificate of Occupancy

Contract clause analysis

How Mattamy Homes Uses This Clause

Mattamy Homes purchase agreements have been documented to include certificate of occupancy / change order escalation provisions. The contract may state that a certificate of occupancy does not constitute a warranty or guarantee of quality. This undermines a buyer\u2019s assumption that a government-approved home meets basic construction standards.

This provision typically appears within the purchase agreement alongside other terms that may limit buyer remedies.

Mattamy Homes's scale means contract templates are largely standardized across its operations. A clause identified in one market's contract is likely present in other markets' contracts, though local addenda may modify the terms.

Builder-Specific Details

Combined with Closing Penalty

Certificate of occupancy issues may interact with closing deadlines and associated penalties.

Standard Form Contract

This clause appears in Mattamy Homes's standard purchase agreement, which is generally presented on a take-it-or-leave-it basis. Buyers typically have limited ability to negotiate individual terms, though making the request in writing is still advisable.

State-by-State Enforceability

Enforceability of this clause varies by state. The following reflects Mattamy Homes's operating states.

StateStatusNote
FloridaLikely UnenforceableFlorida law requires a certificate of occupancy before a building may be occupied. The Florida...
North CarolinaLikely UnenforceableNorth Carolina requires a certificate of occupancy before a building may be occupied under the North...
ArizonaUncertainArizona does not have a single statewide statute mandating certificates of occupancy for residential...
TexasUncertainTexas does not have a statewide statute requiring a certificate of occupancy before residential...

Related Clauses in Mattamy Homes Contracts

This clause often works in combination with other provisions in Mattamy Homes's purchase agreements.

CLO-001Closing Penalty

Certificate of occupancy issues may interact with closing deadlines and associated penalties.

PUN-001Punch List Limitation

Items that emerge between CO issuance and closing may fall outside punch list scope.

What Buyers Can Do

  • Understand what the certificate of occupancy covers. A CO means the home meets minimum code requirements for occupancy. It does not mean the home is defect-free or that all contracted work is complete.
  • Review change order terms. Understand how changes to the original specifications are handled, including pricing, approval, and timeline impacts.
  • Have the full contract scanned before signing. This clause is often one of several interconnected provisions in Mattamy Homes contracts that collectively limit buyer remedies. A contract scan can identify all of them.
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This article is for informational and educational purposes only. It does not constitute legal advice. Consult a licensed attorney in your state before making legal decisions.